Visa & Mastercard Virtual Numbers You Can Pay For by Card

Updated: October 202624 services tested17 apps13 countries11 fix-it guides

Bank cards are the most familiar option outside Russia and China. These services take Visa and Mastercard directly or through a payment processor.

How to pay with Visa & Mastercard

Payment tips

  • Your bank may ask for 3-D Secure confirmation.
  • Some banks block payments to telecom services — a call to the bank usually helps.

How we picked

  • Fees and minimum top-up
  • How fast funds appear
  • Refunds to balance when no SMS arrives
  • A refund when no SMS arrives is required to be listed

Our full methodology →

Services that accept Visa & Mastercard

1

Tiger SMS

★ 4.9 / 5.0 Editor's choice
Type: One-time and non-VoIP numbers
API: yes · Rentals: no

Tiger SMS sells one-time virtual numbers for SMS verification in 260+ countries and for 200+ services, with 800,000+ numbers available every day. Prices start at $0.001, and you pay only when the SMS arrives: if no code comes, press Cancel and the money goes straight back to your balance.

  • Receive SMS online
  • Non-VoIP numbers
  • SMS verification API
  • Visa & Mastercard
  • PayPal
2

TextVerified

★ 4.3 / 5.0
Type: Non-VoIP US numbers
API: yes · Rentals: yes

A US service focused on non-VoIP American numbers for verification, with single-use codes and rentals.

  • Receive SMS online
  • Phone number rental
  • SMS verification API
  • Visa & Mastercard
  • USDT & crypto
3

SMSPool

★ 4.3 / 5.0
Type: Non-VoIP numbers, rentals
API: yes · Rentals: yes

An English-language service with a strong pool of US and UK numbers, rentals and an API.

  • Receive SMS online
  • Phone number rental
  • SMS verification API
  • Visa & Mastercard
  • Apple Pay & Google Pay
4

SMS-Man

★ 4.1 / 5.0
Type: Virtual numbers
API: yes · Rentals: yes

A long-running service with a large catalog of apps and countries, a mobile app and an API.

  • Receive SMS online
  • Phone number rental
  • SMS verification API
  • USDT & crypto
  • Visa & Mastercard
5

SMSPVA

★ 4.0 / 5.0
Type: Rentals and one-time numbers
API: yes · Rentals: yes

One of the oldest SMS receiving services, popular with marketers, offering one-time numbers and rentals.

  • Receive SMS online
  • Phone number rental
  • SMS verification API
  • Visa & Mastercard
6

PVAPins

★ 3.9 / 5.0
Type: Non-VoIP, rentals
API: no · Rentals: yes

Non-VoIP numbers for one-time codes and rentals, mostly used by English-speaking customers.

  • Receive SMS online
  • Phone number rental
  • Non-VoIP numbers
  • USDT & crypto
  • Visa & Mastercard
7

Hushed

★ 3.6 / 5.0
Type: Second phone number app
API: no · Rentals: yes

A subscription app that gives you a second US, Canadian or UK number for calls and texts.

  • Phone number rental
  • Second number apps
  • Visa & Mastercard
  • Apple Pay & Google Pay
8

Burner

★ 3.5 / 5.0
Type: Second number app (US)
API: no · Rentals: yes

A US app for disposable calling and texting numbers on a subscription.

  • Phone number rental
  • Second number apps
  • Visa & Mastercard
  • Apple Pay & Google Pay
9

TextNow

★ 3.4 / 5.0
Type: Free US number (app)
API: no · Rentals: no

A free, ad-supported VoIP number in the US. It works for calls, but many sites refuse it for verification.

  • Free numbers
  • Second number apps
  • Visa & Mastercard
  • Apple Pay & Google Pay
10

Quackr

★ 3.4 / 5.0 Free
Type: Free and paid numbers
API: no · Rentals: yes

A site with free public numbers and paid private rentals.

  • Free numbers
  • Phone number rental
  • PayPal
  • Visa & Mastercard
11

Google Voice

★ 3.4 / 5.0
Type: VoIP number (US)
API: no · Rentals: no

Google's calling and texting number, mainly for US residents. It was not built for anonymous verification.

  • Free numbers
  • Second number apps
  • Visa & Mastercard

Payment problems

All fix-it guides →

Paying with Visa & Mastercard: FAQ

Which SMS activation services accept Visa & Mastercard?

11 services in our ranking, led by Tiger SMS, TextVerified, SMSPool.

My Visa & Mastercard top-up didn't arrive. What should I do?

Check the payment status in your account on the service and contact its support with the transaction ID — top-up didn't arrive.

Will a refund go back to Visa & Mastercard?

Refunds for undelivered SMS usually go back to your balance on the service, not to Visa & Mastercard — how refunds work.